body {
	background: url(../images/bg_page.gif) top center no-repeat;
	margin: 0px;
	font-family: Verdana, Arial, Helvetica, sans-serif;
	font-size: 12px;
	color: #000000;
}
#wrapper {
	width: 942px;
	margin:0 auto;
}	
#header_strip {
	text-align: right;
	line-height: 27px;
	margin-right: 15px;
}
#content_wrapper {
	background-image: url(../images/bg_lady_top.jpg);
	background-position: bottom right;
	background-repeat: no-repeat;
	width: 100%;
}
	#c1_white_space {
		width: 37px;
		float: left;
	}
	#c2_menu {
		width: 217px;
		float: left;
	}
		#menu_area_top {
			width: 217px;
			height: 122px;
			background: url(../images/menu_area_top.gif) top left no-repeat;			
		}
		#logo_holder {
			height: 74px; 
			width: 150px; 
			padding: 22px 0px 0px 37px;
		}
			h1 { /* LOGO */
				height: 74px; /* height of logo */
				width: 150px; /* width of logo */
				margin: 0px;
				background: url(../images/logo.gif) no-repeat;
				text-indent: -9000px;
			}
		#menu_area_mid {
			height: auto;
			background: url(../images/menu_area_mid.gif) top left repeat-y;
			padding-bottom: 10px;
		}
		#menu_area_mid_c {
			height: auto;
			padding-left: 12px;
			background: url(../images/menu_area_mid.gif) top left repeat-y;
			padding-bottom: 10px;
		}
		#menu_area_btm {
			height: 314px;
			background: url(../images/menu_area_btm.gif) top left no-repeat;
		}
			#signup_holder {
				width: 194px;
				padding: 135px 0px 0px 22px;				
			}
				.input_signup {
					width: 175px;
					height: 34px;
					border: 0px;
					color: #CCCCCC; 
					font-size: 16px;
					padding: 5px 0px 0px 5px;
					background: url(../images/bg_input_ovr.gif) top left no-repeat;
				}
				.input_signup:hover, input_signup:focus, input_signup:active{ color: #000000; }
				.input_large {
					width: 275px;
					height: 34px;
					border: 0px;
					color: #CCCCCC; 
					font-size: 16px;
					padding: 5px 0px 0px 5px;
					background: url(../images/bg_input_large.gif) top left no-repeat;
				}
				.input_large:hover, input_large:focus, input_large:active{ color: #000000; }
				.input_nobg {
					width: 275px;
					height: 175px;
					border: 1px #bcbcbc solid;
					color: #CCCCCC; 
					font-size: 16px;
					padding: 5px 0px 0px 5px;
					font-family: Verdana, Arial, Helvetica, sans-serif;
				}
				.input_nobg:hover, input_nobg:focus, input_nobg:active{ color: #000000; }
				.btn_submit {
					height: 28px;
					width: 83px;
					text-align: center;
					border: 0px;
					background: url(../images/btn_submit.gif) top left no-repeat;
					color: #000000;				
				}
				.btn_submit:hover, btn_submit:focus { color: #FFFFFF; }
	#c3_txt {
		width: 688px;
		float: left;
	}
		#trust_img_holder {
			height: 48px;
			width: 688px;
			margin-top: 38px;
			background: url(../images/bg_trust_experts.gif) top left no-repeat
		}
		#image_holder {
			width: 688px;
			height: 240px;
			margin-top: 15px;
			text-align: center;
		}
		#c3_txt_inside {
			margin: 15px;
			line-height: 22px;
		}
		#c3_txt_inside_c {
			margin: 15px;
			margin-bottom: 135px;
			line-height: 22px;
		}
		#c3_txt_inside_c h2{
			background-image:url(../images/header_bg.jpg);
			height:30px;
			color:#FFFFFF;
			text-align:right;
			padding:50px 10px 0px 10px;			
		}
		
		h2, h2 a:link, h2 a:visited, h2 a:hover, h2 a:active  { font-size: 18px; font-weight: bold; color: #000; }

#content_lower {
	clear: both;
	width: 942px;
	height: 224px;
	background: url(../images/bg_lady_btm.jpg) top right no-repeat;
}
	#image_holder_lower {
		width: 390px;
		float: left;
		margin: 15px 0px 0px 30px;
		display: inline;
	}	
    #text_holder_lower {
		width: 400px;
		float: left;
		margin-left: 5px;
		line-height: 22px;
	}
	
#grey_box { 
	width: 942px;
	height: 69px;
	background: url(../images/footer_grey_box.gif) top left no-repeat;
}
	#grey_box_logo_holder {
		width: 855px;
		height: 67px;
		margin-left: 44px;
	}
#footer {
	margin: 15px 42px;
	line-height: 24px;
	text-align: right;
}
	.footer_txt, .footer_txt a:link {
		color: #113366;
		text-decoration: none;
	}
	.footer_txt a:hover { text-decoration: underline; }
/* NAV */
ul.nav_side {
padding: 0;
margin: 0px 0px 0px 12px;
list-style: none;
width: 194px;
}

ul.nav_side li {
height: 34px;
background: url(../images/bg_menu.gif) top left no-repeat;
}

ul.nav_side li a {
font: 18px Arial, Helvetica, sans-serif;
color: #3e5b87;
text-decoration: none;
display: block;
width: 160px;
color: #00497a;
padding: 0px;
line-height: 34px;
}
ul.nav_side li a span { margin: 0px 0px 0px 16px; }

ul.nav_side li a:hover {
color: #231f20;
}

ul.nav_side li:hover {
background: url(../images/bg_menu_ovr.gif) top left no-repeat;
}
/* SIDE NAV EXPAND */

.arrowlistmenu{
width: 194px; /*width of accordion menu*/
}

.arrowlistmenu .menuheader{ /*CSS class for menu headers in general (expanding or not!)*/
font: 18px Arial, Helvetica, sans-serif; 
color: #3e5b87;
background: url(../images/bg_menu.gif) top left no-repeat;
margin: 0px; /*bottom spacing between header and rest of content*/
text-transform: uppercase;
padding: 0px 0 0px 16px; /*header text is indented 10px*/
height: 34px;
line-height: 34px;
cursor: hand;
cursor: pointer;
}

.arrowlistmenu .menuheader:hover { /*CSS class for menu headers in general (expanding or not!)*/
font: 18px Arial, Helvetica, sans-serif; 
color: #000;
background: url(../images/bg_menu_ovr.gif) top left no-repeat;
margin: 0px; /*bottom spacing between header and rest of content*/
text-transform: uppercase;
padding: 0px 0 0px 16px; /*header text is indented 10px*/
height: 34px;
line-height: 34px;
cursor: hand;
cursor: pointer;
}

.arrowlistmenu .openheader{ /*CSS class to apply to expandable header when it's expanded*/
background: url(../images/bg_menu_ovr.gif) top left no-repeat;
}

.arrowlistmenu ul{ /*CSS for UL of each sub menu*/
list-style-type: none;
margin: 0;
padding: 0;
margin-bottom: 2px; /*bottom spacing between each UL and rest of content*/
}

.arrowlistmenu ul li{
padding-bottom: 2px; /*bottom spacing between menu items*/
}

.arrowlistmenu ul li a{
color: #A70303;
display: block;
padding: 2px 0px;
padding-left: 23px; /*link text is indented 19px*/
text-decoration: none;
font-weight: bold;
border-bottom: 1px solid #b5b5b5;
font-size: 90%;
}

.arrowlistmenu ul li a:visited{
color: #A70303;
}

.arrowlistmenu ul li a:hover{ /*hover state CSS*/
color: #A70303;
background: url(../images/arrowbullet.png) no-repeat center left;  /*custom bullet list image*/

}

h3 a:link, h3 a:visited { text-decoration:none; color: #3e5b87; }
h3 a:hover, h3 a:active { text-decoration:none; color: #000; }

/* -- */
/* TABLE WHITE PAPER */
#one-column-emphasis
{
	font-size: 12px;
	margin: 0px 45px;
	width: 480px;
	text-align: left;
	border-collapse: collapse;
}
#one-column-emphasis th
{
	font-size: 14px;
	font-weight: normal;
	padding: 12px 15px;
	color: #3e5b87;
}
#one-column-emphasis td
{
	padding: 10px 15px;
	color: #3e5b87;
	border-top: 1px solid #b5b5b5;
}
.oce-first
{
	background: #ebebeb;
	border-right: 10px solid transparent;
	border-left: 10px solid transparent;
}
#one-column-emphasis tr:hover td
{
	color: #3e5b87;
	background: #f9f9f9;
}
/* -- */
/*FONT */
.header_txt, .header_txt a:link, .header_txt a:visited { color:#FFFFFF; text-decoration: none; }
.header_txt a:hover { text-decoration: underline; }
a:link {
	color: #3E5B87;
	text-decoration: none;
}
a:visited {
	text-decoration: none;
	color: #3E5B87;
}
a:hover {
	text-decoration: underline;
	color: #A4000C;
}
a:active {
	text-decoration: none;
	color: #3E5B87;
}
.red { color:#b3000c }

h4, h5 {
	font-size:12px;
	line-height:12px;
}
h5 {
	color:#b3000c;
}